Allison & Mosby-Scott provides independent risk management consulting services to businesses throughout the United States through its subsidiary Allison & Mosby-Scott Risk Management, LLC. That means we work solely in your business’ best interest to establish risk management solutions and help meet key strategic goals.
Risk Management Consulting Services
Customized Risk Management Solutions to Help Meet Your Business Goals
Our risk management services are not a one-size-fits-all packaged product. Yes, there are key things we look for in assessing the risk for any business we work with. But at the core, our team understands the best way to minimize your risk is to tailor our solutions specifically to your business needs, goals and operations. So here’s what you can expect when working with Allison & Mosby-Scott. We will:
- Spend time learning and understanding your business and how it operates
- Help you uncover, recognize and clearly define key areas of risk
- Analyze and determine the likelihood and consequences of each risk factor
- Evaluate and rank which areas need action
- Dive deep and factor your overall business goals into our recommended risk management solutions
- Create a risk response plan which includes mitigation strategies, preventive plans and contingency plans
- Continually monitor, review and track your business’ risk
Comprehensive Risk Management Services for Private and Public Businesses
The Allison & Mosby-Scott Risk Management team has extensive hands-on experience working with small and mid-sized businesses as well as privately- and publicly-held Fortune 500 companies. Our complete line of risk management solutions includes:
- Outsourced Risk Management Services
- Risk Analysis/Profiling
- Insurance Program Reviews
- Insurance Broker Selection & Request for Proposals
- Contract Review
- Insurance Certificate Review & Compliance
- Captive Insurance Company Best Practices
- Captive Insurance Company Feasibility Studies and Formation
- Reinsuring Employee Benefits in a Captive Insurance Company
- Setting Up Multinational Insurance Programs
- Enterprise Risk Management
- Merger, Acquisition and Divestiture Due Diligence Review
- Expert Witness Services Regarding Captive Insurance Best Practices
- Crop Insurance
Get Customized Risk Management Solutions for Your Business
Let Allison & Mosby-Scott help you create a tailored Risk Management solution that protects your business and positions it for growth. Contact our Risk Management team today to get started.
Serving businesses in Central Illinois and throughout the United States.
Michael holds the CPA, CRM, CPCU, CLU, ChFC, FLMI, ARM, ARC, AIC, AMIM, ARe, AIAF, AU, and CGMA designations.

Michael has served as VP & Associate General Counsel, Insurance & Litigation at Farmer's Business Network where he provided legal counsel, guidance and oversight of all areas of the Company’s insurance and risk management programs. Michael also spent 15 years as Vice President, Insurance & Risk Management at Archer Daniels Midland Company (ADM) and President and General Counsel of Agrinational Insurance Company, the captive insurance company of ADM. Under his leadership Agrinational became one of the most admired captive insurance companies in the world. Agrinational was named the 2012 Captive Insurance Company Association Outstanding Captive award winner as well as the 2012 World Captive Forum Award of Excellence winner. Agrinational was also one of the first companies to receive Department of Labor approval to reinsure US employee benefits.
Michael also has extensive experience in business formation, mergers and acquisitions and regulation. He oversaw the acquisition of a crop insurance MGA, its growth to $550 million of gross written premium, and ultimately its sale for a gain of $120 million. He was also responsible for the formation and operation of an Illinois captive insurance subsidiary and the acquisition and operation of an Arizona insurer licensed in 42 states.
Michael is a frequent speaker on risk management, insurance, and captives and is a published author who has served on many boards. He is a faculty member of the National Alliance for Insurance Education, he served as a Director and member of the Audit Committee of United Insurance Company, a Cayman Island insurer, served on the Chubb and Swiss Re Client Advisory Panels and served as a Director for the Captive Insurance Companies Association. He has also served in leadership roles at the American and Illinois State Bar Associations.
Prior to his time at ADM, Michael served as a corporate attorney for State Farm Insurance Companies in Bloomington, Illinois. In addition to being licensed to practice law in the States of Illinois and Vermont, Michael holds the CPA, CRM, CPCU, CLU, ChFC, FLMI, ARM, ARC, AIC, AMIM, ARe, AIAF, AU, and CGMA designations. He is also a member of the Lawyers of Distinction and has been recognized as the Top 100 in business law by the Association of American Trial Lawyers. He is a graduate of the University of Illinois and Southern Illinois University School of Law.
Michael and his wife Michelle have three children and live in Bloomington, IL. Michael enjoys golf, sports, and travel.
Risk Management Specialist

In addition to being a risk management specialist, Heather is also an experienced paralegal with the Law Office of Allison & Mosby-Scott.
Heather earned her bachelor’s degree in Political Science and her Paralegal Certificate from Illinois State University. Heather provides a wide range of support for our clients and her careful attention to detail, superior writing ability and working knowledge of numerous areas of risk management and the law make her an invaluable resource to the firm.
Heather has been with the Law Office of Allison and Mosby-Scott since 2001. In her free time she enjoys spending time with her husband and their two children.
Risk Management Specialist

In addition to being a risk management specialist, Ellen is also an experienced paralegal with the Law Office of Allison & Mosby-Scott.
Ellen attended Richland Community College in 2010 and received her Associates in Arts before transferring to Illinois State University in 2012. In 2014, Ellen graduated with her Bachelors in Science from the School of Communication in the field of Public Relations.
In her free time, Ellen enjoys spending time with her cat, Toulouse, her family and friends. She also enjoys being outdoors, boating, and swimming.